Fintech · $644.6B global market by 2029

Finance that
moves at your
speed.

NovaPay gives you intelligent banking, real-time investments, and instant global transfers — all in one beautifully simple platform.

$2.4B
Processed monthly
940K
Active users
180+
Countries supported
99.98%
Uptime guaranteed
What we offer

Everything you need.
Nothing you don't.

Built for individuals and businesses who expect more from their financial tools.

Instant transfers

Send money to anyone, anywhere in under 3 seconds. No hidden fees. Real exchange rates, always.

📈
Smart investing

AI-powered portfolio recommendations based on your risk profile, goals, and market conditions.

🛡️
Bank-grade security

256-bit encryption, biometric authentication, and real-time fraud detection on every transaction.

💳
Virtual cards

Create unlimited virtual cards for subscriptions, travel, and online shopping. Freeze anytime.

📊
Spending insights

Automatic categorization and AI-powered insights to help you spend smarter every month.

🌐
Multi-currency wallet

Hold, exchange, and manage 30+ currencies at interbank rates. Perfect for global businesses.

Your finances,
crystal clear.

A single view of all your accounts, spending, and investments — updated in real time. No spreadsheets needed.

NovaPay Dashboard
Total balance
₹8,42,310.50
↑ +12.4% this month
🏪
Swiggy
Food & dining · Today
−₹320
💼
Salary credit
Income · Yesterday
+₹95,000
📈
Nifty 50 ETF
Investment · 2 days ago
+₹4,210
Pricing

Plans for every stage.

Start free, upgrade when you're ready. No lock-ins, no surprises.

Starter
0
Free forever
  • 1 virtual card
  • Instant UPI transfers
  • Basic spending insights
  • ₹50K monthly limit
  • Multi-currency wallet
  • Priority support
Business
1,999
per month · billed annually
  • Unlimited virtual cards
  • Bulk payment tools
  • Advanced analytics
  • Team access controls
  • Multi-currency wallet
  • Dedicated support
Reviews

Loved by thousands.

Real people, real results. Here's what our users say about NovaPay.

★★★★★

"Switched from my traditional bank 6 months ago. The real-time insights alone saved me ₹12,000 in unnecessary subscriptions."

AR
Ananya Rao
Freelance Designer · Bengaluru
★★★★★

"Running a 12-person startup — the business plan is a game-changer. Bulk payroll in seconds, multi-currency for our US clients. Incredible."

SK
Siddharth Kumar
Founder, Stackly · Mumbai
★★★★★

"The investment feature is unreal. Set up an auto-invest SIP in 2 minutes. My Nifty portfolio is up 18% and I barely touched it."

PM
Priya Menon
Software Engineer · Pune
No credit card required

Start building
your financial future.

Join 940,000+ people who already trust NovaPay with their money.